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Flood Figures

ZIP 33973 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 146 NFIP flood insurance policies are in force in ZIP 33973 (Lehigh Acres, FL), with 12 flood claims recorded since 1978.

Policies & premiums

Policies in force
146
Median annual premium
$473
premium only
Median annual cost
$648
premium + fees & surcharges
Mean annual premium
$464
premium only
Policies in SFHA zones
0.0%
zones A, AE, AH, AO, V, VE
Building coverage in force
$34,912,000
Contents coverage in force
$12,581,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33973 by rated flood zone
Policies Share Share bar
X 138 94.5%
C 8 5.5%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33973 by occupancy type
Policies Share Share bar
Single-family homes 127 87.0%
Multi-unit buildings 14 9.6%
Units in multi-unit buildings 4 2.7%
Non-residential buildings 1 0.7%

Claims history since 1978

Claims since 1978
12
Total paid
$729,893
Paid on buildings
$561,024
Paid on contents
$168,869
NFIP claims filed per year in ZIP 33973, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
2017 10 $686,861
2022 1 $19,811
2024 1 $23,222

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 10 $686,861
2024 1 $23,222
2022 1 $19,811

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