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Flood Figures

ZIP 33971 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 158 NFIP flood insurance policies are in force in ZIP 33971 (Lehigh Acres, FL), with 6 flood claims recorded since 1978.

Policies & premiums

Policies in force
158
Median annual premium
$363
premium only
Median annual cost
$528
premium + fees & surcharges
Mean annual premium
$399
premium only
Policies in SFHA zones
1.9%
zones A, AE, AH, AO, V, VE
Building coverage in force
$36,814,000
Contents coverage in force
$13,040,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33971 by rated flood zone
Policies Share Share bar
X 153 96.8%
AE 3 1.9%
C 2 1.3%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33971 by occupancy type
Policies Share Share bar
Single-family homes 145 91.8%
Non-residential buildings 10 6.3%
Units in multi-unit buildings 2 1.3%
Multi-unit buildings 1 0.6%

Claims history since 1978

Claims since 1978
6
Total paid
$32,689
Paid on buildings
$28,963
Paid on contents
$3,726
NFIP claims filed per year in ZIP 33971, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
2004 2 $728
2013 1 $10,366
2017 3 $21,595

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 3 $21,595
2013 1 $10,366
2004 2 $728

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