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Flood Figures

ZIP 33901 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,123 NFIP flood insurance policies are in force in ZIP 33901 (Fort Myers, FL), with 552 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,123
Median annual premium
$1,125
premium only
Median annual cost
$1,458
premium + fees & surcharges
Mean annual premium
$2,808
premium only
Policies in SFHA zones
58.5%
zones A, AE, AH, AO, V, VE
Building coverage in force
$278,980,800
Contents coverage in force
$67,559,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33901 by rated flood zone
Policies Share Share bar
AE 700 62.3%
X 346 30.8%
VE 73 6.5%
A 3 0.3%
B 1 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33901 by occupancy type
Policies Share Share bar
Single-family homes 648 57.7%
Multi-unit buildings 321 28.6%
Non-residential buildings 122 10.9%
Units in multi-unit buildings 32 2.8%

Claims history since 1978

Claims since 1978
552
Total paid
$46,649,142
Paid on buildings
$41,759,418
Paid on contents
$4,862,942
NFIP claims filed per year in ZIP 33901, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 1 $0
1979 2 $844
1980 1 $0
1981 1 $0
1982 18 $6,952
1983 1 $0
1985 20 $35,902
1987 4 $1,462
1988 19 $26,926
1989 2 $0
1993 7 $0
1995 7 $14,717
1998 1 $1,938
1999 2 $3,579
2000 2 $7,158
2001 6 $125,127
2002 2 $13,915
2003 2 $0
2004 20 $107,828
2005 3 $26,786
2006 5 $32,576
2013 2 $8,028
2015 1 $6,482
2017 37 $526,519
2018 1 $38,530
2019 3 $20,059
2021 1 $0
2022 289 $38,379,175
2023 1 $0
2024 91 $7,264,640

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2022 289 $38,379,175
2024 91 $7,264,640
2017 37 $526,519

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