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Flood Figures

ZIP 33967 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 2,485 NFIP flood insurance policies are in force in ZIP 33967 (Fort Myers, FL), with 272 flood claims recorded since 1978.

Policies & premiums

Policies in force
2,485
Median annual premium
$892
premium only
Median annual cost
$1,176
premium + fees & surcharges
Mean annual premium
$1,043
premium only
Policies in SFHA zones
79.7%
zones A, AE, AH, AO, V, VE
Building coverage in force
$571,667,600
Contents coverage in force
$114,054,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33967 by rated flood zone
Policies Share Share bar
AE 1,961 78.9%
X 491 19.8%
A 32 1.3%
C 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33967 by occupancy type
Policies Share Share bar
Single-family homes 2,184 87.9%
Multi-unit buildings 228 9.2%
Non-residential buildings 36 1.4%
Units in multi-unit buildings 32 1.3%
Mobile homes 5 0.2%

Claims history since 1978

Claims since 1978
272
Total paid
$4,731,242
Paid on buildings
$4,242,186
Paid on contents
$489,056
NFIP claims filed per year in ZIP 33967, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1992 1 $0
1993 1 $0
1995 3 $18,195
1996 1 $0
1999 1 $0
2001 3 $28,687
2003 2 $9,096
2004 2 $14,028
2005 1 $0
2006 1 $7,066
2007 1 $0
2008 1 $0
2011 1 $0
2012 1 $0
2015 2 $0
2016 1 $0
2017 174 $3,986,013
2019 1 $0
2020 1 $0
2021 1 $0
2022 53 $449,089
2023 9 $0
2024 9 $219,070
2025 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 174 $3,986,013
2022 53 $449,089
2024 9 $219,070

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