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Flood Figures

ZIP 33897 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 102 NFIP flood insurance policies are in force in ZIP 33897 (Davenport, FL), with 9 flood claims recorded since 1978.

Policies & premiums

Policies in force
102
Median annual premium
$458
premium only
Median annual cost
$656
premium + fees & surcharges
Mean annual premium
$483
premium only
Policies in SFHA zones
18.6%
zones A, AE, AH, AO, V, VE
Building coverage in force
$20,741,000
Contents coverage in force
$6,452,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33897 by rated flood zone
Policies Share Share bar
X 83 81.4%
A 16 15.7%
AE 3 2.9%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33897 by occupancy type
Policies Share Share bar
Single-family homes 73 71.6%
Mobile homes 23 22.5%
Non-residential buildings 4 3.9%
Multi-unit buildings 1 1.0%
Units in multi-unit buildings 1 1.0%

Claims history since 1978

Claims since 1978
9
Total paid
$384,335
Paid on buildings
$341,483
Paid on contents
$42,852
NFIP claims filed per year in ZIP 33897, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
2012 1 $0
2016 1 $0
2017 1 $1,243
2022 1 $42,630
2024 5 $340,462

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2024 5 $340,462
2022 1 $42,630
2017 1 $1,243

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