ZIP 33896 flood insurance data
Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.
As of June 1, 2026, 194 NFIP flood insurance policies are in force in ZIP 33896 (Davenport, FL), with 8 flood claims recorded since 1978.
Policies & premiums
- Policies in force
- 194
- Median annual premium
- $409
- premium only
- Median annual cost
- $679
- premium + fees & surcharges
- Mean annual premium
- $538
- premium only
- Policies in SFHA zones
- 30.9%
- zones A, AE, AH, AO, V, VE
- Building coverage in force
- $47,994,200
- Contents coverage in force
- $14,097,000
"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.
Flood zones of insured properties
| Policies | Share | Share bar | |
|---|---|---|---|
| X | 133 | 68.6% | |
| A | 30 | 15.5% | |
| AE | 30 | 15.5% | |
| C | 1 | 0.5% |
Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.
What the policies cover
| Policies | Share | Share bar | |
|---|---|---|---|
| Single-family homes | 144 | 74.2% | |
| Non-residential buildings | 18 | 9.3% | |
| Units in multi-unit buildings | 15 | 7.7% | |
| Mobile homes | 10 | 5.2% | |
| Multi-unit buildings | 7 | 3.6% |
Claims history since 1978
- Claims since 1978
- 8
- Total paid
- $80,227
- Paid on buildings
- $63,298
- Paid on contents
- $16,929
Claims by year (data table)
| Year | Claims | Paid |
|---|---|---|
| 2002 | 1 | $1,233 |
| 2004 | 2 | $12,730 |
| 2017 | 2 | $30,460 |
| 2022 | 2 | $0 |
| 2024 | 1 | $35,804 |
Years with no recorded claims are omitted from the table.
Top loss years by dollars paid
| Year | Claims | Paid |
|---|---|---|
| 2024 | 1 | $35,804 |
| 2017 | 2 | $30,460 |
| 2004 | 2 | $12,730 |
Related pages
- State page: Flood insurance in Florida
- Other ZIPs in Davenport: 33837 , 33897
- Tool: look up another ZIP
- Reading: What is the NFIP? · How these figures are computed