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Flood Figures

ZIP 33710 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 2,204 NFIP flood insurance policies are in force in ZIP 33710 (Saint Petersburg, FL), with 714 flood claims recorded since 1978.

Policies & premiums

Policies in force
2,204
Median annual premium
$817
premium only
Median annual cost
$1,054
premium + fees & surcharges
Mean annual premium
$1,192
premium only
Policies in SFHA zones
59.7%
zones A, AE, AH, AO, V, VE
Building coverage in force
$509,699,200
Contents coverage in force
$132,846,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33710 by rated flood zone
Policies Share Share bar
AE 1,208 54.8%
X 874 39.7%
A 62 2.8%
VE 53 2.4%
V 6 0.3%
C 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33710 by occupancy type
Policies Share Share bar
Single-family homes 2,003 90.9%
Multi-unit buildings 124 5.6%
Non-residential buildings 51 2.3%
Units in multi-unit buildings 26 1.2%

Claims history since 1978

Claims since 1978
714
Total paid
$36,179,612
Paid on buildings
$31,304,447
Paid on contents
$4,875,165
NFIP claims filed per year in ZIP 33710, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 1 $448
1979 95 $504,785
1980 37 $24,793
1981 6 $4,887
1982 13 $27,369
1983 2 $390
1985 23 $89,542
1986 2 $600
1987 2 $4,824
1988 65 $148,489
1989 2 $767
1991 1 $8,363
1992 1 $0
1993 11 $22,056
1995 5 $1,193
1996 6 $44,951
1997 17 $62,458
1998 9 $30,392
1999 1 $0
2000 3 $13,152
2001 4 $4,857
2002 6 $2,818
2003 5 $20,928
2004 3 $371
2005 2 $909
2006 10 $182,711
2007 1 $0
2008 2 $0
2009 1 $0
2012 6 $1,973
2013 2 $5,830
2014 2 $0
2016 10 $16,973
2017 4 $9,413
2018 2 $0
2019 1 $0
2020 1 $0
2022 3 $40,664
2023 1 $0
2024 346 $34,902,707

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2024 346 $34,902,707
1979 95 $504,785
2006 10 $182,711

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