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Flood Figures

ZIP 33707 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 5,398 NFIP flood insurance policies are in force in ZIP 33707 (Saint Petersburg, FL), with 2,237 flood claims recorded since 1978.

Policies & premiums

Policies in force
5,398
Median annual premium
$2,400
premium only
Median annual cost
$2,400
premium + fees & surcharges
Mean annual premium
$2,860
premium only
Policies in SFHA zones
82.3%
zones A, AE, AH, AO, V, VE
Building coverage in force
$1,136,673,400
Contents coverage in force
$159,909,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33707 by rated flood zone
Policies Share Share bar
AE 4,085 75.7%
X 658 12.2%
A 521 9.7%
VE 109 2.0%
V 23 0.4%
A12 1 0.0%
A11 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33707 by occupancy type
Policies Share Share bar
Multi-unit buildings 2,824 52.3%
Single-family homes 2,185 40.5%
Units in multi-unit buildings 254 4.7%
Non-residential buildings 119 2.2%
Mobile homes 16 0.3%

Claims history since 1978

Claims since 1978
2,237
Total paid
$271,363,622
Paid on buildings
$237,926,631
Paid on contents
$33,127,942
NFIP claims filed per year in ZIP 33707, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 2 $246
1979 15 $16,400
1980 3 $0
1981 5 $5,269
1982 64 $95,368
1983 4 $572
1984 1 $0
1985 153 $719,876
1986 9 $15,709
1987 3 $4,973
1988 40 $49,091
1989 2 $639
1992 4 $0
1993 38 $102,116
1994 1 $0
1995 5 $8,014
1996 69 $568,010
1997 15 $6,685
1998 15 $39,636
1999 1 $3,008
2000 12 $11,639
2001 5 $24,277
2002 12 $37,542
2003 2 $1,707
2004 9 $25,092
2005 2 $0
2006 3 $7,787
2007 3 $0
2009 3 $8,470
2011 2 $3,289
2012 14 $54,518
2013 3 $14,534
2014 1 $0
2016 14 $92,515
2017 10 $43,077
2019 1 $2,230
2020 34 $1,132,441
2022 4 $0
2023 34 $1,369,562
2024 1,616 $266,899,330
2025 4 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2024 1,616 $266,899,330
2023 34 $1,369,562
2020 34 $1,132,441

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