Skip to content
Flood Figures

ZIP 33446 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 4,041 NFIP flood insurance policies are in force in ZIP 33446 (Delray Beach, FL), with 183 flood claims recorded since 1978.

Policies & premiums

Policies in force
4,041
Median annual premium
$336
premium only
Median annual cost
$478
premium + fees & surcharges
Mean annual premium
$369
premium only
Policies in SFHA zones
0.0%
zones A, AE, AH, AO, V, VE
Building coverage in force
$925,084,000
Contents coverage in force
$255,970,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33446 by rated flood zone
Policies Share Share bar
X 4,026 99.6%
C 12 0.3%
B 3 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33446 by occupancy type
Policies Share Share bar
Single-family homes 2,319 57.4%
Multi-unit buildings 1,263 31.3%
Units in multi-unit buildings 393 9.7%
Non-residential buildings 66 1.6%

Claims history since 1978

Claims since 1978
183
Total paid
$875,905
Paid on buildings
$587,895
Paid on contents
$288,010
NFIP claims filed per year in ZIP 33446, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 41 $25,864
1981 7 $139
1982 6 $160
1984 1 $0
1988 1 $0
1989 1 $0
1992 1 $0
1994 2 $0
1995 1 $2,008
1997 1 $0
1998 3 $13,544
1999 15 $65,671
2000 1 $0
2001 1 $0
2003 2 $0
2004 10 $46,125
2005 13 $2,980
2008 2 $225
2009 2 $0
2010 1 $0
2011 1 $13,398
2012 8 $4,097
2013 4 $25,938
2014 31 $510,786
2015 1 $0
2016 1 $0
2017 12 $31,556
2018 2 $0
2020 3 $31,346
2021 2 $0
2022 1 $0
2023 1 $0
2025 4 $102,068

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2014 31 $510,786
2025 4 $102,068
1999 15 $65,671

Related pages