Skip to content
Flood Figures

ZIP 33445 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,269 NFIP flood insurance policies are in force in ZIP 33445 (Delray Beach, FL), with 395 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,269
Median annual premium
$423
premium only
Median annual cost
$620
premium + fees & surcharges
Mean annual premium
$459
premium only
Policies in SFHA zones
0.3%
zones A, AE, AH, AO, V, VE
Building coverage in force
$282,530,000
Contents coverage in force
$102,456,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33445 by rated flood zone
Policies Share Share bar
X 1,265 99.7%
AE 4 0.3%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33445 by occupancy type
Policies Share Share bar
Single-family homes 912 71.9%
Units in multi-unit buildings 228 18.0%
Multi-unit buildings 72 5.7%
Non-residential buildings 56 4.4%
Mobile homes 1 0.1%

Claims history since 1978

Claims since 1978
395
Total paid
$1,068,974
Paid on buildings
$751,110
Paid on contents
$317,864
NFIP claims filed per year in ZIP 33445, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 122 $146,653
1980 1 $0
1981 16 $3,907
1982 18 $4,666
1983 14 $3,455
1984 1 $484
1985 3 $0
1987 3 $2,299
1992 2 $0
1993 3 $21,421
1994 4 $2,733
1995 12 $13,289
1996 1 $0
1997 2 $0
1998 10 $14,227
1999 41 $167,542
2000 1 $0
2001 1 $0
2002 2 $0
2003 1 $0
2004 33 $20,307
2005 33 $0
2006 1 $4,983
2007 1 $0
2008 5 $4,191
2009 4 $1,926
2010 1 $0
2011 3 $41,859
2012 3 $6,167
2013 4 $46,001
2014 28 $451,989
2015 2 $0
2016 3 $0
2017 11 $90,016
2018 2 $8,401
2020 2 $12,459
2023 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2014 28 $451,989
1999 41 $167,542
1979 122 $146,653

Related pages