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Flood Figures

ZIP 33413 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 458 NFIP flood insurance policies are in force in ZIP 33413 (West Palm Beach, FL), with 11 flood claims recorded since 1978.

Policies & premiums

Policies in force
458
Median annual premium
$436
premium only
Median annual cost
$595
premium + fees & surcharges
Mean annual premium
$508
premium only
Policies in SFHA zones
63.8%
zones A, AE, AH, AO, V, VE
Building coverage in force
$110,103,000
Contents coverage in force
$35,479,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33413 by rated flood zone
Policies Share Share bar
AE 292 63.8%
X 165 36.0%
C 1 0.2%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33413 by occupancy type
Policies Share Share bar
Single-family homes 429 93.7%
Non-residential buildings 18 3.9%
Units in multi-unit buildings 6 1.3%
Multi-unit buildings 5 1.1%

Claims history since 1978

Claims since 1978
11
Total paid
$1,258
Paid on buildings
$1,208
Paid on contents
$50
NFIP claims filed per year in ZIP 33413, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1999 3 $1,103
2004 2 $155
2005 2 $0
2007 1 $0
2012 1 $0
2017 1 $0
2022 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
1999 3 $1,103
2004 2 $155
2012 1 $0

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