Skip to content
Flood Figures

ZIP 33411 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 2,902 NFIP flood insurance policies are in force in ZIP 33411 (West Palm Beach, FL), with 178 flood claims recorded since 1978.

Policies & premiums

Policies in force
2,902
Median annual premium
$349
premium only
Median annual cost
$497
premium + fees & surcharges
Mean annual premium
$395
premium only
Policies in SFHA zones
22.3%
zones A, AE, AH, AO, V, VE
Building coverage in force
$675,002,000
Contents coverage in force
$239,877,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33411 by rated flood zone
Policies Share Share bar
X 2,172 74.8%
AE 701 24.2%
C 22 0.8%
B 6 0.2%
AO 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33411 by occupancy type
Policies Share Share bar
Single-family homes 2,477 85.4%
Multi-unit buildings 216 7.4%
Units in multi-unit buildings 125 4.3%
Non-residential buildings 84 2.9%

Claims history since 1978

Claims since 1978
178
Total paid
$1,098,770
Paid on buildings
$872,218
Paid on contents
$226,552
NFIP claims filed per year in ZIP 33411, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 6 $0
1980 1 $0
1981 1 $0
1982 4 $14,725
1983 2 $0
1985 1 $79
1991 3 $7,781
1993 1 $0
1994 3 $20,715
1995 5 $56,947
1996 1 $0
1997 1 $0
1998 2 $14,409
1999 20 $180,840
2001 1 $5,427
2002 1 $0
2004 58 $218,178
2005 10 $0
2008 1 $8,813
2009 3 $0
2010 2 $23,379
2011 1 $0
2012 32 $460,139
2013 1 $0
2016 2 $0
2017 6 $22,711
2018 1 $0
2019 1 $0
2020 3 $0
2022 2 $64,628
2023 1 $0
2025 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2012 32 $460,139
2004 58 $218,178
1999 20 $180,840

Related pages