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Flood Figures

ZIP 33406 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 582 NFIP flood insurance policies are in force in ZIP 33406 (West Palm Beach, FL), with 189 flood claims recorded since 1978.

Policies & premiums

Policies in force
582
Median annual premium
$532
premium only
Median annual cost
$741
premium + fees & surcharges
Mean annual premium
$602
premium only
Policies in SFHA zones
36.3%
zones A, AE, AH, AO, V, VE
Building coverage in force
$141,351,000
Contents coverage in force
$43,796,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33406 by rated flood zone
Policies Share Share bar
X 368 63.2%
AE 207 35.6%
B 3 0.5%
AHB 2 0.3%
AH 2 0.3%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33406 by occupancy type
Policies Share Share bar
Single-family homes 509 87.5%
Non-residential buildings 33 5.7%
Multi-unit buildings 20 3.4%
Units in multi-unit buildings 20 3.4%

Claims history since 1978

Claims since 1978
189
Total paid
$1,055,469
Paid on buildings
$743,351
Paid on contents
$312,118
NFIP claims filed per year in ZIP 33406, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1980 1 $0
1981 1 $0
1982 34 $63,666
1984 8 $7,716
1988 2 $0
1991 1 $0
1992 1 $0
1993 3 $2,389
1994 3 $32
1995 5 $6,583
1996 1 $0
1997 2 $0
1998 2 $0
1999 57 $639,330
2001 1 $0
2002 2 $7,395
2003 1 $0
2004 41 $222,184
2005 9 $0
2007 2 $15,469
2011 1 $0
2012 2 $22,385
2014 2 $0
2016 1 $0
2017 3 $31,954
2018 1 $0
2023 1 $36,366
2024 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
1999 57 $639,330
2004 41 $222,184
1982 34 $63,666

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