ZIP 79830 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 143 NFIP flood insurance policies are in force in ZIP 79830 (Alpine, TX), with 12 flood claims recorded since 1978.

Policies & premiums

Policies in force: 143
Median annual premium: $686; premium only
Median annual cost: $933; premium + fees & surcharges
Mean annual premium: $1,074; premium only
Policies in SFHA zones: 93.7%; zones A, AE, AH, AO, V, VE
Building coverage in force: $31,470,000
Contents coverage in force: $4,359,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 79830 by rated flood zone
	Policies	Share
AE	88	61.5%
A	39	27.3%
A04	7	4.9%
X	6	4.2%
C	3	2.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 79830 by occupancy type
	Policies	Share
Single-family homes	118	82.5%
Non-residential buildings	15	10.5%
Multi-unit buildings	6	4.2%
Mobile homes	4	2.8%

Claims history since 1978

Claims since 1978: 12
Total paid: $52,172
Paid on buildings: $41,853
Paid on contents: $10,319

NFIP claims filed per year in ZIP 79830, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).

Claims by year (data table)

Year	Claims	Paid
1983	1	$451
1986	1	$3,470
1997	1	$153
1999	3	$18,950
2000	1	$0
2004	1	$0
2013	2	$29,148
2016	2	$0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year	Claims	Paid
2013	2	$29,148
1999	3	$18,950
1986	1	$3,470

State page: Flood insurance in Texas
Tool: look up another ZIP
Reading: What is the NFIP? · How these figures are computed