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Flood Figures

ZIP 79764 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 140 NFIP flood insurance policies are in force in ZIP 79764 (Odessa, TX), with 9 flood claims recorded since 1978.

Policies & premiums

Policies in force
140
Median annual premium
$770
premium only
Median annual cost
$1,069
premium + fees & surcharges
Mean annual premium
$789
premium only
Policies in SFHA zones
93.6%
zones A, AE, AH, AO, V, VE
Building coverage in force
$25,351,000
Contents coverage in force
$5,668,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 79764 by rated flood zone
Policies Share Share bar
AE 66 47.1%
A 65 46.4%
X 9 6.4%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 79764 by occupancy type
Policies Share Share bar
Single-family homes 60 42.9%
Non-residential buildings 42 30.0%
Mobile homes 38 27.1%

Claims history since 1978

Claims since 1978
9
Total paid
$191,083
Paid on buildings
$191,034
Paid on contents
$49
NFIP claims filed per year in ZIP 79764, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1987 1 $374
1994 1 $0
2000 1 $1,841
2007 3 $19,188
2009 1 $0
2024 2 $169,680

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2024 2 $169,680
2007 3 $19,188
2000 1 $1,841

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