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Flood Figures

ZIP 79706 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 157 NFIP flood insurance policies are in force in ZIP 79706 (Midland, TX), with 9 flood claims recorded since 1978.

Policies & premiums

Policies in force
157
Median annual premium
$615
premium only
Median annual cost
$889
premium + fees & surcharges
Mean annual premium
$746
premium only
Policies in SFHA zones
81.5%
zones A, AE, AH, AO, V, VE
Building coverage in force
$40,471,000
Contents coverage in force
$6,888,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 79706 by rated flood zone
Policies Share Share bar
AE 85 54.1%
A 39 24.8%
X 29 18.5%
AO 3 1.9%
AHB 1 0.6%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 79706 by occupancy type
Policies Share Share bar
Single-family homes 69 43.9%
Non-residential buildings 56 35.7%
Mobile homes 32 20.4%

Claims history since 1978

Claims since 1978
9
Total paid
$82,388
Paid on buildings
$72,373
Paid on contents
$10,015
NFIP claims filed per year in ZIP 79706, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1988 2 $4,523
1992 1 $1,909
2007 1 $3,298
2014 1 $9,398
2018 2 $30,588
2019 2 $32,672

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2019 2 $32,672
2018 2 $30,588
2014 1 $9,398

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