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Flood Figures

ZIP 79424 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 116 NFIP flood insurance policies are in force in ZIP 79424 (Lubbock, TX), with 14 flood claims recorded since 1978.

Policies & premiums

Policies in force
116
Median annual premium
$597
premium only
Median annual cost
$861
premium + fees & surcharges
Mean annual premium
$824
premium only
Policies in SFHA zones
51.7%
zones A, AE, AH, AO, V, VE
Building coverage in force
$33,704,000
Contents coverage in force
$8,181,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 79424 by rated flood zone
Policies Share Share bar
AE 59 50.9%
X 56 48.3%
A 1 0.9%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 79424 by occupancy type
Policies Share Share bar
Single-family homes 69 59.5%
Multi-unit buildings 24 20.7%
Non-residential buildings 23 19.8%

Claims history since 1978

Claims since 1978
14
Total paid
$65,496
Paid on buildings
$59,503
Paid on contents
$5,993
NFIP claims filed per year in ZIP 79424, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1983 2 $2,057
1988 1 $218
1996 1 $5,969
2000 1 $0
2001 3 $5,420
2010 2 $4,348
2015 2 $47,484
2016 1 $0
2017 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2015 2 $47,484
1996 1 $5,969
2001 3 $5,420

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