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Flood Figures

ZIP 78758 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 209 NFIP flood insurance policies are in force in ZIP 78758 (Austin, TX), with 162 flood claims recorded since 1978.

Policies & premiums

Policies in force
209
Median annual premium
$826
premium only
Median annual cost
$1,081
premium + fees & surcharges
Mean annual premium
$962
premium only
Policies in SFHA zones
71.3%
zones A, AE, AH, AO, V, VE
Building coverage in force
$50,849,000
Contents coverage in force
$10,207,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 78758 by rated flood zone
Policies Share Share bar
AE 149 71.3%
X 60 28.7%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 78758 by occupancy type
Policies Share Share bar
Single-family homes 174 83.3%
Multi-unit buildings 20 9.6%
Non-residential buildings 11 5.3%
Units in multi-unit buildings 4 1.9%

Claims history since 1978

Claims since 1978
162
Total paid
$1,571,904
Paid on buildings
$1,386,862
Paid on contents
$185,043
NFIP claims filed per year in ZIP 78758, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 1 $0
1980 2 $364
1981 53 $353,960
1982 5 $4,859
1983 18 $0
1984 2 $310
1985 2 $0
1986 1 $0
1987 1 $331
1991 4 $2,536
1996 2 $1,452
1998 2 $186
1999 1 $0
2001 4 $8,753
2002 2 $1,927
2004 3 $6,217
2005 2 $2,483
2006 1 $1,868
2007 2 $6,147
2012 1 $1,318
2013 7 $84,757
2015 24 $60,952
2016 1 $0
2019 3 $1,255
2023 18 $1,032,229

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2023 18 $1,032,229
1981 53 $353,960
2013 7 $84,757

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