ZIP 78652 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 77 NFIP flood insurance policies are in force in ZIP 78652 (Manchaca, TX), with 70 flood claims recorded since 1978.

Policies & premiums

Policies in force: 77
Median annual premium: $982; premium only
Median annual cost: $1,251; premium + fees & surcharges
Mean annual premium: $1,798; premium only
Policies in SFHA zones: 41.6%; zones A, AE, AH, AO, V, VE
Building coverage in force: $19,207,000
Contents coverage in force: $6,366,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 78652 by rated flood zone
	Policies	Share	Share bar
X	45	58.4%
AE	32	41.6%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 78652 by occupancy type
	Policies	Share	Share bar
Single-family homes	74	96.1%
Non-residential buildings	3	3.9%

Claims history since 1978

Claims since 1978: 70
Total paid: $5,116,599
Paid on buildings: $3,967,604
Paid on contents: $1,148,995

NFIP claims filed per year in ZIP 78652, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).

Claims by year (data table)

Year	Claims	Paid
1981	1	$33,282
1982	1	$28,760
1991	1	$0
1998	7	$11,710
2000	1	$0
2001	11	$524,339
2007	1	$5,003
2013	25	$2,627,841
2015	18	$1,846,049
2016	2	$15,994
2019	1	$13,178
2024	1	$10,443

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year	Claims	Paid
2013	25	$2,627,841
2015	18	$1,846,049
2001	11	$524,339

State page: Flood insurance in Texas
Tool: look up another ZIP
Reading: What is the NFIP? · How these figures are computed