Skip to content
Flood Figures

ZIP 78557 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 156 NFIP flood insurance policies are in force in ZIP 78557 (Hidalgo, TX), with 31 flood claims recorded since 1978.

Policies & premiums

Policies in force
156
Median annual premium
$613
premium only
Median annual cost
$801
premium + fees & surcharges
Mean annual premium
$616
premium only
Policies in SFHA zones
10.3%
zones A, AE, AH, AO, V, VE
Building coverage in force
$32,419,600
Contents coverage in force
$10,575,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 78557 by rated flood zone
Policies Share Share bar
B 92 59.0%
X 37 23.7%
A 16 10.3%
C 11 7.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 78557 by occupancy type
Policies Share Share bar
Single-family homes 137 87.8%
Non-residential buildings 17 10.9%
Multi-unit buildings 1 0.6%
Mobile homes 1 0.6%

Claims history since 1978

Claims since 1978
31
Total paid
$2,216,886
Paid on buildings
$1,760,060
Paid on contents
$456,826
NFIP claims filed per year in ZIP 78557, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
2018 6 $227,266
2019 1 $0
2020 2 $13,290
2025 22 $1,976,330

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2025 22 $1,976,330
2018 6 $227,266
2020 2 $13,290

Related pages