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Flood Figures

ZIP 78362 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 524 NFIP flood insurance policies are in force in ZIP 78362 (Ingleside, TX), with 472 flood claims recorded since 1978.

Policies & premiums

Policies in force
524
Median annual premium
$678
premium only
Median annual cost
$1,001
premium + fees & surcharges
Mean annual premium
$1,046
premium only
Policies in SFHA zones
43.3%
zones A, AE, AH, AO, V, VE
Building coverage in force
$122,056,000
Contents coverage in force
$32,888,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 78362 by rated flood zone
Policies Share Share bar
X 297 56.7%
AE 197 37.6%
VE 29 5.5%
A11 1 0.2%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 78362 by occupancy type
Policies Share Share bar
Single-family homes 406 77.5%
Multi-unit buildings 66 12.6%
Non-residential buildings 50 9.5%
Units in multi-unit buildings 2 0.4%

Claims history since 1978

Claims since 1978
472
Total paid
$4,086,987
Paid on buildings
$3,176,800
Paid on contents
$910,187
NFIP claims filed per year in ZIP 78362, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 50 $213,576
1980 82 $520,607
1981 53 $258,266
1982 1 $18,355
1983 3 $2,328
1985 30 $118,742
1987 2 $0
1988 7 $32,945
1991 7 $28,192
1992 9 $41,078
1993 2 $10,907
1994 1 $0
1995 2 $5,087
1996 2 $24,975
1997 4 $10,807
1998 23 $154,880
1999 2 $0
2000 2 $1,650
2001 1 $2,012
2002 15 $104,098
2004 1 $0
2005 1 $94,713
2007 2 $0
2008 11 $182,484
2010 10 $102,897
2014 1 $2,527
2015 7 $27,315
2016 30 $673,195
2017 82 $1,086,920
2018 4 $9,337
2019 1 $23,123
2020 12 $108,639
2021 3 $0
2023 2 $33,293
2024 7 $194,036

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 82 $1,086,920
2016 30 $673,195
1980 82 $520,607

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