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Flood Figures

ZIP 78015 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 127 NFIP flood insurance policies are in force in ZIP 78015 (Boerne, TX), with 23 flood claims recorded since 1978.

Policies & premiums

Policies in force
127
Median annual premium
$859
premium only
Median annual cost
$1,086
premium + fees & surcharges
Mean annual premium
$1,037
premium only
Policies in SFHA zones
40.2%
zones A, AE, AH, AO, V, VE
Building coverage in force
$31,350,000
Contents coverage in force
$9,323,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 78015 by rated flood zone
Policies Share Share bar
X 76 59.8%
AE 36 28.3%
A 14 11.0%
A22 1 0.8%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 78015 by occupancy type
Policies Share Share bar
Single-family homes 122 96.1%
Non-residential buildings 5 3.9%

Claims history since 1978

Claims since 1978
23
Total paid
$139,246
Paid on buildings
$127,445
Paid on contents
$11,801
NFIP claims filed per year in ZIP 78015, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1991 1 $1,858
1998 4 $961
2000 1 $0
2002 10 $92,155
2007 2 $498
2013 1 $17,594
2015 2 $161
2018 1 $2,580
2021 1 $23,439

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2002 10 $92,155
2021 1 $23,439
2013 1 $17,594

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