Skip to content
Flood Figures

ZIP 77968 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 94 NFIP flood insurance policies are in force in ZIP 77968 (Inez, TX), with 59 flood claims recorded since 1978.

Policies & premiums

Policies in force
94
Median annual premium
$856
premium only
Median annual cost
$1,083
premium + fees & surcharges
Mean annual premium
$966
premium only
Policies in SFHA zones
12.8%
zones A, AE, AH, AO, V, VE
Building coverage in force
$22,049,000
Contents coverage in force
$8,727,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77968 by rated flood zone
Policies Share Share bar
X 82 87.2%
AE 8 8.5%
A 4 4.3%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77968 by occupancy type
Policies Share Share bar
Single-family homes 91 96.8%
Non-residential buildings 2 2.1%
Mobile homes 1 1.1%

Claims history since 1978

Claims since 1978
59
Total paid
$1,894,042
Paid on buildings
$1,466,765
Paid on contents
$427,276
NFIP claims filed per year in ZIP 77968, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1981 3 $124,277
1988 1 $0
1991 6 $140,586
1994 11 $511,019
1997 8 $200,622
1998 6 $75,217
2001 3 $39,171
2004 1 $28,253
2007 8 $544,245
2014 1 $8,832
2015 1 $574
2017 6 $145,587
2020 1 $35,442
2021 2 $40,216
2022 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2007 8 $544,245
1994 11 $511,019
1997 8 $200,622

Related pages