Skip to content
Flood Figures

ZIP 77662 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 2,723 NFIP flood insurance policies are in force in ZIP 77662 (Vidor, TX), with 3,603 flood claims recorded since 1978.

Policies & premiums

Policies in force
2,723
Median annual premium
$855
premium only
Median annual cost
$1,083
premium + fees & surcharges
Mean annual premium
$977
premium only
Policies in SFHA zones
40.5%
zones A, AE, AH, AO, V, VE
Building coverage in force
$566,318,000
Contents coverage in force
$218,127,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77662 by rated flood zone
Policies Share Share bar
X 1,046 38.4%
AE 623 22.9%
A 384 14.1%
C 352 12.9%
B 222 8.2%
A01 29 1.1%
A02 22 0.8%
A12 19 0.7%
A04 15 0.6%
A08 11 0.4%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77662 by occupancy type
Policies Share Share bar
Single-family homes 2,267 83.3%
Mobile homes 248 9.1%
Non-residential buildings 178 6.5%
Multi-unit buildings 23 0.8%
Units in multi-unit buildings 7 0.3%

Claims history since 1978

Claims since 1978
3,603
Total paid
$236,339,949
Paid on buildings
$174,217,611
Paid on contents
$61,983,744
NFIP claims filed per year in ZIP 77662, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 1 $157
1979 102 $311,788
1980 89 $261,056
1981 4 $6,146
1982 96 $548,354
1983 14 $22,822
1984 3 $4,987
1985 3 $1,998
1986 8 $17,491
1987 8 $31,950
1989 66 $521,729
1990 2 $0
1991 47 $272,406
1992 7 $36,850
1993 12 $41,442
1994 70 $851,900
1995 12 $32,197
1996 39 $435,912
1998 26 $259,158
1999 1 $448
2000 2 $1,921
2001 53 $516,030
2002 144 $2,466,510
2003 29 $325,224
2004 4 $34,236
2005 223 $4,829,019
2006 85 $2,079,800
2007 19 $157,166
2008 169 $4,027,696
2009 6 $23,961
2010 1 $0
2012 3 $29,220
2013 2 $16,555
2014 24 $479,085
2015 5 $51,976
2016 19 $163,370
2017 946 $110,825,893
2018 5 $51,942
2019 1,224 $106,245,401
2020 10 $45,675
2021 8 $44,594
2022 2 $12,728
2023 2 $24,635
2024 7 $228,522
2026 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 946 $110,825,893
2019 1,224 $106,245,401
2005 223 $4,829,019

Related pages