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Flood Figures

ZIP 77642 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 3,269 NFIP flood insurance policies are in force in ZIP 77642 (Port Arthur, TX), with 4,360 flood claims recorded since 1978.

Policies & premiums

Policies in force
3,269
Median annual premium
$859
premium only
Median annual cost
$1,107
premium + fees & surcharges
Mean annual premium
$1,111
premium only
Policies in SFHA zones
30.4%
zones A, AE, AH, AO, V, VE
Building coverage in force
$752,881,000
Contents coverage in force
$254,356,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77642 by rated flood zone
Policies Share Share bar
B 1,865 57.1%
AH 905 27.7%
X 289 8.8%
AHB 134 4.1%
C 43 1.3%
A08 15 0.5%
A10 7 0.2%
AE 5 0.2%
A12 4 0.1%
D 2 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77642 by occupancy type
Policies Share Share bar
Single-family homes 2,538 77.6%
Multi-unit buildings 403 12.3%
Non-residential buildings 287 8.8%
Units in multi-unit buildings 41 1.3%

Claims history since 1978

Claims since 1978
4,360
Total paid
$322,251,918
Paid on buildings
$244,840,971
Paid on contents
$77,224,949
NFIP claims filed per year in ZIP 77642, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 1 $0
1979 162 $456,930
1980 349 $1,275,916
1981 4 $1,161
1982 25 $36,960
1983 45 $77,588
1984 8 $6,361
1985 20 $26,373
1986 5 $1,165
1987 7 $4,850
1989 55 $105,127
1990 1 $0
1991 2 $5,949
1992 1 $3,313
1993 1 $0
1994 38 $106,914
1995 8 $12,762
1996 5 $39,371
1998 15 $71,833
1999 1 $447
2000 6 $3,211
2001 21 $63,349
2002 51 $427,818
2003 2 $2,668
2004 18 $77,246
2005 528 $7,299,783
2006 36 $243,068
2007 19 $46,009
2008 436 $11,600,128
2009 5 $12,757
2010 2 $0
2011 2 $0
2012 3 $7,318
2013 6 $8,485
2014 65 $876,458
2015 27 $160,925
2016 12 $75,200
2017 2,196 $297,382,081
2018 66 $887,991
2019 39 $423,348
2020 21 $140,328
2021 14 $13,677
2022 18 $157,520
2024 14 $109,526

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 2,196 $297,382,081
2008 436 $11,600,128
2005 528 $7,299,783

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