Skip to content
Flood Figures

ZIP 77627 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 2,550 NFIP flood insurance policies are in force in ZIP 77627 (Nederland, TX), with 2,066 flood claims recorded since 1978.

Policies & premiums

Policies in force
2,550
Median annual premium
$855
premium only
Median annual cost
$1,082
premium + fees & surcharges
Mean annual premium
$898
premium only
Policies in SFHA zones
1.6%
zones A, AE, AH, AO, V, VE
Building coverage in force
$582,262,000
Contents coverage in force
$230,257,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77627 by rated flood zone
Policies Share Share bar
C 1,111 43.6%
B 1,024 40.2%
X 375 14.7%
A03 40 1.6%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77627 by occupancy type
Policies Share Share bar
Single-family homes 2,344 91.9%
Non-residential buildings 142 5.6%
Multi-unit buildings 40 1.6%
Units in multi-unit buildings 13 0.5%
Mobile homes 11 0.4%

Claims history since 1978

Claims since 1978
2,066
Total paid
$76,608,497
Paid on buildings
$57,521,993
Paid on contents
$19,056,505
NFIP claims filed per year in ZIP 77627, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 22 $32,213
1980 102 $273,684
1981 2 $287
1982 8 $31,600
1983 19 $17,307
1985 4 $5,149
1986 1 $1,229
1987 2 $1,159
1989 12 $16,918
1991 5 $12,670
1992 1 $0
1994 32 $186,240
1995 67 $547,663
1996 5 $35,655
1997 1 $784
1998 11 $70,752
1999 1 $20,216
2000 125 $1,504,166
2001 32 $141,012
2002 30 $132,010
2003 3 $9,961
2004 1 $3,999
2005 501 $11,413,864
2006 15 $105,222
2007 5 $16,067
2008 75 $204,234
2009 17 $75,228
2010 1 $2,866
2011 3 $14,354
2012 4 $29,426
2013 3 $1,588
2014 6 $118,684
2015 25 $682,205
2016 5 $9,082
2017 638 $42,260,528
2018 8 $24,311
2019 256 $18,326,412
2020 11 $0
2021 2 $11,321
2023 1 $0
2024 4 $268,433

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 638 $42,260,528
2019 256 $18,326,412
2005 501 $11,413,864

Related pages