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Flood Figures

ZIP 77613 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 52 NFIP flood insurance policies are in force in ZIP 77613 (China, TX), with 51 flood claims recorded since 1978.

Policies & premiums

Policies in force
52
Median annual premium
$704
premium only
Median annual cost
$917
premium + fees & surcharges
Mean annual premium
$790
premium only
Policies in SFHA zones
0.0%
zones A, AE, AH, AO, V, VE
Building coverage in force
$11,860,000
Contents coverage in force
$5,062,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77613 by rated flood zone
Policies Share Share bar
X 52 100.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77613 by occupancy type
Policies Share Share bar
Single-family homes 48 92.3%
Non-residential buildings 2 3.8%
Mobile homes 2 3.8%

Claims history since 1978

Claims since 1978
51
Total paid
$2,265,347
Paid on buildings
$1,809,720
Paid on contents
$455,627
NFIP claims filed per year in ZIP 77613, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 1 $2,482
1980 1 $0
1983 1 $2,965
1989 1 $11,265
1991 1 $1,935
1993 1 $2,004
1994 1 $14,206
2001 3 $39,744
2002 1 $5,731
2005 2 $13,738
2008 3 $42,000
2013 2 $50,766
2015 1 $1,204
2016 2 $46,225
2017 10 $440,689
2019 18 $1,513,331
2021 2 $77,063

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2019 18 $1,513,331
2017 10 $440,689
2021 2 $77,063

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