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Flood Figures

ZIP 77611 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 2,552 NFIP flood insurance policies are in force in ZIP 77611 (Bridge City, TX), with 3,327 flood claims recorded since 1978.

Policies & premiums

Policies in force
2,552
Median annual premium
$965
premium only
Median annual cost
$1,234
premium + fees & surcharges
Mean annual premium
$1,551
premium only
Policies in SFHA zones
60.1%
zones A, AE, AH, AO, V, VE
Building coverage in force
$562,263,000
Contents coverage in force
$206,550,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77611 by rated flood zone
Policies Share Share bar
AE 1,384 54.2%
X 503 19.7%
B 325 12.7%
C 189 7.4%
A08 146 5.7%
A 3 0.1%
A10 1 0.0%
VE 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77611 by occupancy type
Policies Share Share bar
Single-family homes 2,289 89.7%
Non-residential buildings 150 5.9%
Multi-unit buildings 89 3.5%
Mobile homes 18 0.7%
Units in multi-unit buildings 6 0.2%

Claims history since 1978

Claims since 1978
3,327
Total paid
$319,346,463
Paid on buildings
$218,022,145
Paid on contents
$101,053,150
NFIP claims filed per year in ZIP 77611, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 44 $260,698
1980 70 $213,072
1981 1 $0
1982 3 $5,145
1983 7 $28,935
1985 1 $0
1986 2 $1,979
1987 1 $634
1989 12 $28,523
1991 6 $12,200
1994 38 $225,674
1995 3 $3,568
1996 1 $2,659
1997 3 $20,985
1998 24 $220,055
2000 2 $2,274
2001 6 $5,294
2002 62 $535,549
2003 13 $152,252
2005 184 $1,028,858
2006 20 $299,716
2007 10 $156,103
2008 1,892 $247,416,377
2009 2 $2,025
2010 2 $0
2011 2 $848
2012 10 $95,047
2013 1 $0
2014 1 $0
2015 3 $36,676
2016 2 $3,230
2017 840 $67,102,620
2018 14 $139,901
2019 11 $389,517
2020 8 $109,792
2021 2 $27,887
2022 3 $71,835
2024 19 $746,535
2025 2 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2008 1,892 $247,416,377
2017 840 $67,102,620
2005 184 $1,028,858

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