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Flood Figures

ZIP 77591 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,010 NFIP flood insurance policies are in force in ZIP 77591 (Texas City, TX), with 1,009 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,010
Median annual premium
$840
premium only
Median annual cost
$1,079
premium + fees & surcharges
Mean annual premium
$865
premium only
Policies in SFHA zones
2.0%
zones A, AE, AH, AO, V, VE
Building coverage in force
$229,929,000
Contents coverage in force
$93,443,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77591 by rated flood zone
Policies Share Share bar
X 930 92.1%
C 53 5.2%
AE 20 2.0%
B 7 0.7%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77591 by occupancy type
Policies Share Share bar
Single-family homes 921 91.2%
Non-residential buildings 69 6.8%
Units in multi-unit buildings 17 1.7%
Multi-unit buildings 2 0.2%
Mobile homes 1 0.1%

Claims history since 1978

Claims since 1978
1,009
Total paid
$23,312,311
Paid on buildings
$17,346,021
Paid on contents
$5,964,146
NFIP claims filed per year in ZIP 77591, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 63 $248,721
1981 153 $575,334
1983 107 $283,396
1984 43 $219,222
1986 2 $2,391
1988 1 $0
1989 22 $81,149
1991 20 $74,031
1992 1 $2,562
1995 36 $489,670
1996 1 $0
1997 4 $14,241
1998 13 $109,052
2000 1 $0
2001 83 $1,227,813
2002 3 $9,904
2003 2 $2,798
2004 2 $3,821
2006 4 $12,355
2007 2 $33,647
2008 69 $382,658
2009 12 $146,167
2012 2 $10,865
2013 2 $308
2014 2 $61,123
2015 1 $73,090
2016 8 $40,883
2017 307 $18,465,663
2018 18 $407,051
2019 2 $11,420
2020 4 $26,936
2021 4 $29,781
2022 1 $61,991
2023 1 $0
2024 12 $204,270
2025 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 307 $18,465,663
2001 83 $1,227,813
1981 153 $575,334

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