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Flood Figures

ZIP 77587 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 623 NFIP flood insurance policies are in force in ZIP 77587 (South Houston, TX), with 1,234 flood claims recorded since 1978.

Policies & premiums

Policies in force
623
Median annual premium
$912
premium only
Median annual cost
$1,208
premium + fees & surcharges
Mean annual premium
$1,114
premium only
Policies in SFHA zones
62.9%
zones A, AE, AH, AO, V, VE
Building coverage in force
$125,975,000
Contents coverage in force
$34,007,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77587 by rated flood zone
Policies Share Share bar
X 231 37.1%
AE 207 33.2%
AO 184 29.5%
AOB 1 0.2%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77587 by occupancy type
Policies Share Share bar
Single-family homes 502 80.6%
Non-residential buildings 102 16.4%
Multi-unit buildings 18 2.9%
Mobile homes 1 0.2%

Claims history since 1978

Claims since 1978
1,234
Total paid
$38,712,002
Paid on buildings
$32,815,946
Paid on contents
$5,896,055
NFIP claims filed per year in ZIP 77587, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 5 $2,147
1979 45 $188,557
1981 69 $302,128
1982 3 $5,088
1983 63 $263,008
1984 1 $0
1985 4 $5,162
1987 11 $96,736
1989 63 $721,460
1991 4 $5,434
1992 3 $4,658
1993 8 $258,416
1994 19 $426,576
1995 12 $51,556
1996 11 $380,133
1997 60 $1,309,969
1998 40 $210,851
1999 20 $84,457
2001 162 $3,345,313
2002 2 $97,511
2003 1 $9,612
2004 2 $4,948
2005 3 $167,788
2006 102 $2,262,953
2007 20 $92,186
2008 36 $394,171
2009 19 $233,419
2010 2 $113,172
2013 2 $3,367
2015 3 $121,863
2016 1 $0
2017 418 $27,335,343
2018 2 $0
2019 3 $1,620
2020 4 $212,401
2021 6 $0
2024 5 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 418 $27,335,343
2001 162 $3,345,313
2006 102 $2,262,953

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