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Flood Figures

ZIP 77584 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 6,181 NFIP flood insurance policies are in force in ZIP 77584 (Pearland, TX), with 2,036 flood claims recorded since 1978.

Policies & premiums

Policies in force
6,181
Median annual premium
$736
premium only
Median annual cost
$960
premium + fees & surcharges
Mean annual premium
$753
premium only
Policies in SFHA zones
18.8%
zones A, AE, AH, AO, V, VE
Building coverage in force
$1,490,903,200
Contents coverage in force
$567,677,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77584 by rated flood zone
Policies Share Share bar
X 5,017 81.2%
AE 1,150 18.6%
A 6 0.1%
C 5 0.1%
AO 3 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77584 by occupancy type
Policies Share Share bar
Single-family homes 5,846 94.6%
Non-residential buildings 182 2.9%
Multi-unit buildings 80 1.3%
Units in multi-unit buildings 50 0.8%
Mobile homes 23 0.4%

Claims history since 1978

Claims since 1978
2,036
Total paid
$55,818,224
Paid on buildings
$43,198,999
Paid on contents
$12,469,309
NFIP claims filed per year in ZIP 77584, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 178 $2,071,449
1980 1 $0
1981 20 $68,145
1982 1 $0
1983 53 $98,001
1985 14 $42,756
1988 1 $0
1989 182 $1,955,628
1990 1 $0
1991 3 $3,893
1993 6 $13,935
1994 177 $3,503,134
1995 9 $50,971
1996 1 $136
1997 17 $75,755
1998 20 $130,378
2000 1 $0
2001 433 $11,646,986
2002 35 $387,523
2003 1 $0
2004 6 $35,547
2005 4 $1,000
2006 55 $1,494,444
2007 4 $7,097
2008 222 $1,754,317
2009 13 $122,922
2010 4 $5,226
2011 1 $0
2012 1 $0
2013 3 $2,436
2014 1 $26,515
2015 23 $304,219
2016 4 $22,049
2017 492 $31,250,111
2018 1 $0
2019 9 $132,645
2020 4 $58,235
2021 4 $48,886
2022 4 $14,737
2023 1 $0
2024 25 $489,148
2026 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 492 $31,250,111
2001 433 $11,646,986
1994 177 $3,503,134

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