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Flood Figures

ZIP 77571 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 4,133 NFIP flood insurance policies are in force in ZIP 77571 (La Porte, TX), with 4,801 flood claims recorded since 1978.

Policies & premiums

Policies in force
4,133
Median annual premium
$911
premium only
Median annual cost
$1,189
premium + fees & surcharges
Mean annual premium
$1,300
premium only
Policies in SFHA zones
47.0%
zones A, AE, AH, AO, V, VE
Building coverage in force
$932,573,000
Contents coverage in force
$323,216,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77571 by rated flood zone
Policies Share Share bar
X 2,169 52.5%
AE 1,926 46.6%
VE 30 0.7%
AO 6 0.1%
B 2 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77571 by occupancy type
Policies Share Share bar
Single-family homes 3,767 91.1%
Non-residential buildings 193 4.7%
Multi-unit buildings 105 2.5%
Units in multi-unit buildings 62 1.5%
Mobile homes 6 0.1%

Claims history since 1978

Claims since 1978
4,801
Total paid
$170,451,909
Paid on buildings
$123,743,649
Paid on contents
$45,315,952
NFIP claims filed per year in ZIP 77571, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 1 $1,200
1979 529 $5,438,724
1980 19 $15,499
1981 189 $2,006,997
1982 14 $31,149
1983 457 $6,085,775
1984 1 $0
1985 10 $17,161
1986 7 $39,356
1987 5 $13,752
1989 232 $2,769,625
1990 3 $5,030
1991 7 $13,839
1992 3 $4,244
1993 2 $3,169
1994 38 $334,036
1995 13 $55,430
1996 4 $13,730
1997 14 $30,889
1998 87 $907,894
1999 1 $22,689
2000 1 $4,243
2001 702 $21,000,467
2002 15 $209,211
2003 7 $395,847
2004 2 $653
2005 9 $44,630
2006 40 $627,598
2007 232 $7,571,224
2008 1,377 $90,953,284
2009 86 $1,528,612
2010 2 $7,092
2012 2 $17,296
2013 2 $9,399
2014 2 $0
2015 50 $757,896
2016 10 $70,599
2017 567 $28,643,638
2018 9 $17,340
2019 15 $195,096
2020 3 $12,645
2021 7 $70,199
2022 1 $0
2023 4 $0
2024 20 $504,753

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2008 1,377 $90,953,284
2017 567 $28,643,638
2001 702 $21,000,467

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