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Flood Figures

ZIP 77566 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 2,851 NFIP flood insurance policies are in force in ZIP 77566 (Lake Jackson, TX), with 1,067 flood claims recorded since 1978.

Policies & premiums

Policies in force
2,851
Median annual premium
$859
premium only
Median annual cost
$1,086
premium + fees & surcharges
Mean annual premium
$1,018
premium only
Policies in SFHA zones
31.7%
zones A, AE, AH, AO, V, VE
Building coverage in force
$678,385,000
Contents coverage in force
$264,624,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77566 by rated flood zone
Policies Share Share bar
X 1,914 67.1%
AE 903 31.7%
B 23 0.8%
C 10 0.4%
A 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77566 by occupancy type
Policies Share Share bar
Single-family homes 2,741 96.1%
Non-residential buildings 96 3.4%
Units in multi-unit buildings 8 0.3%
Multi-unit buildings 6 0.2%

Claims history since 1978

Claims since 1978
1,067
Total paid
$46,524,299
Paid on buildings
$34,971,010
Paid on contents
$11,083,939
NFIP claims filed per year in ZIP 77566, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 232 $1,133,836
1980 12 $18,644
1981 14 $19,037
1982 45 $144,320
1983 12 $2,359
1984 23 $111,216
1985 3 $1,205
1986 4 $457
1988 2 $2,113
1989 2 $0
1990 1 $0
1991 24 $114,434
1992 14 $88,027
1993 6 $82,897
1994 2 $5,181
1995 6 $13,978
1996 2 $0
1997 2 $19,319
1998 37 $379,106
2000 2 $0
2001 5 $24,421
2002 122 $1,299,928
2003 2 $2,897
2004 7 $18,255
2005 4 $26,186
2006 10 $91,897
2007 1 $8,820
2008 23 $5,729
2010 2 $5,406
2012 5 $28,672
2014 3 $1,583
2015 11 $171,462
2016 92 $3,865,341
2017 296 $38,410,769
2018 4 $1,123
2019 14 $278,737
2020 2 $0
2021 5 $3,598
2024 13 $143,347
2025 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 296 $38,410,769
2016 92 $3,865,341
2002 122 $1,299,928

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