ZIP 77561 flood insurance data
Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.
As of June 1, 2026, 6 NFIP flood insurance policies are in force in ZIP 77561 (Hardin, TX), with 70 flood claims recorded since 1978.
Policies
- Policies in force
- 6
Premium statistics are not shown for this ZIP: fewer than 20 policies are in force, a sample too small to summarize without distortion. See methodology for the suppression rule.
Claims history since 1978
- Claims since 1978
- 70
- Total paid
- $1,858,610
- Paid on buildings
- $1,175,058
- Paid on contents
- $683,551
Claims by year (data table)
| Year | Claims | Paid |
|---|---|---|
| 1979 | 3 | $4,938 |
| 1983 | 1 | $54,500 |
| 1989 | 4 | $27,021 |
| 1990 | 13 | $117,861 |
| 1991 | 6 | $10,498 |
| 1992 | 15 | $139,692 |
| 1993 | 2 | $3,723 |
| 1994 | 17 | $232,581 |
| 1996 | 1 | $1,846 |
| 1997 | 1 | $0 |
| 1998 | 1 | $0 |
| 2002 | 1 | $14,312 |
| 2009 | 1 | $10,720 |
| 2012 | 1 | $7,518 |
| 2015 | 1 | $0 |
| 2017 | 2 | $1,233,400 |
Years with no recorded claims are omitted from the table.
Top loss years by dollars paid
| Year | Claims | Paid |
|---|---|---|
| 2017 | 2 | $1,233,400 |
| 1994 | 17 | $232,581 |
| 1992 | 15 | $139,692 |
Related pages
- State page: Flood insurance in Texas
- Tool: look up another ZIP
- Reading: What is the NFIP? · How these figures are computed