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Flood Figures

ZIP 77546 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 7,576 NFIP flood insurance policies are in force in ZIP 77546 (Friendswood, TX), with 6,060 flood claims recorded since 1978.

Policies & premiums

Policies in force
7,576
Median annual premium
$771
premium only
Median annual cost
$999
premium + fees & surcharges
Mean annual premium
$772
premium only
Policies in SFHA zones
16.2%
zones A, AE, AH, AO, V, VE
Building coverage in force
$1,816,957,000
Contents coverage in force
$700,233,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77546 by rated flood zone
Policies Share Share bar
X 6,294 83.1%
AE 1,267 16.7%
A 7 0.1%
B 7 0.1%
AO 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77546 by occupancy type
Policies Share Share bar
Single-family homes 7,160 94.5%
Non-residential buildings 167 2.2%
Multi-unit buildings 151 2.0%
Units in multi-unit buildings 97 1.3%
Mobile homes 1 0.0%

Claims history since 1978

Claims since 1978
6,060
Total paid
$402,270,381
Paid on buildings
$287,808,730
Paid on contents
$113,154,823
NFIP claims filed per year in ZIP 77546, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 2 $3,413
1979 1,627 $37,034,737
1980 21 $18,965
1981 114 $773,022
1982 8 $4,149
1983 182 $1,022,775
1984 16 $53,854
1985 14 $55,823
1986 1 $1,922
1987 8 $6,426
1988 1 $0
1989 660 $14,209,866
1990 6 $18,942
1991 8 $33,423
1992 12 $25,099
1993 7 $15,077
1994 181 $6,097,802
1995 33 $116,457
1996 4 $0
1997 11 $34,933
1998 36 $167,257
1999 3 $430
2000 4 $623
2001 790 $36,449,351
2002 6 $17,195
2003 1 $0
2004 5 $2,802
2005 8 $38,128
2006 41 $758,731
2007 2 $8,178
2008 197 $1,101,046
2009 109 $1,483,378
2010 5 $9,369
2011 1 $0
2012 8 $57,318
2013 6 $156,063
2014 3 $53,500
2015 13 $114,634
2016 5 $9,156
2017 1,855 $301,660,995
2018 5 $0
2019 10 $87,847
2020 10 $458,065
2021 6 $25,178
2022 2 $6,224
2023 1 $0
2024 10 $78,230
2025 1 $0
2026 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 1,855 $301,660,995
1979 1,627 $37,034,737
2001 790 $36,449,351

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