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Flood Figures

ZIP 77536 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 2,836 NFIP flood insurance policies are in force in ZIP 77536 (Deer Park, TX), with 1,855 flood claims recorded since 1978.

Policies & premiums

Policies in force
2,836
Median annual premium
$851
premium only
Median annual cost
$1,079
premium + fees & surcharges
Mean annual premium
$821
premium only
Policies in SFHA zones
9.2%
zones A, AE, AH, AO, V, VE
Building coverage in force
$680,453,000
Contents coverage in force
$269,437,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77536 by rated flood zone
Policies Share Share bar
X 2,573 90.7%
AE 207 7.3%
A 55 1.9%
C 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77536 by occupancy type
Policies Share Share bar
Single-family homes 2,649 93.4%
Non-residential buildings 176 6.2%
Units in multi-unit buildings 5 0.2%
Multi-unit buildings 5 0.2%
Mobile homes 1 0.0%

Claims history since 1978

Claims since 1978
1,855
Total paid
$45,439,530
Paid on buildings
$34,856,465
Paid on contents
$10,583,065
NFIP claims filed per year in ZIP 77536, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 201 $924,853
1980 1 $0
1981 56 $90,720
1982 4 $1,517
1983 35 $42,107
1984 6 $2,393
1985 5 $20
1986 2 $485
1987 2 $0
1989 59 $119,894
1991 1 $147
1992 2 $5,353
1993 1 $132
1994 20 $31,333
1995 1 $0
1996 6 $9,176
1997 8 $7,211
1998 18 $36,500
1999 2 $1,640
2000 4 $5,546
2001 588 $17,316,967
2002 3 $262
2003 1 $399
2004 2 $3,364
2005 5 $0
2006 25 $151,205
2007 166 $6,116,956
2008 99 $350,774
2009 40 $272,450
2011 2 $0
2012 8 $115,569
2014 2 $5,005
2015 20 $119,243
2016 8 $31,337
2017 412 $18,524,689
2019 31 $1,119,577
2020 1 $0
2021 1 $2,856
2022 2 $29,852
2023 4 $0
2024 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 412 $18,524,689
2001 588 $17,316,967
2007 166 $6,116,956

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