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Flood Figures

ZIP 77535 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 972 NFIP flood insurance policies are in force in ZIP 77535 (Dayton, TX), with 1,075 flood claims recorded since 1978.

Policies & premiums

Policies in force
972
Median annual premium
$596
premium only
Median annual cost
$794
premium + fees & surcharges
Mean annual premium
$710
premium only
Policies in SFHA zones
17.6%
zones A, AE, AH, AO, V, VE
Building coverage in force
$215,243,400
Contents coverage in force
$80,291,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77535 by rated flood zone
Policies Share Share bar
X 798 82.1%
AE 104 10.7%
AO 41 4.2%
A 26 2.7%
C 2 0.2%
B 1 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77535 by occupancy type
Policies Share Share bar
Single-family homes 829 85.3%
Mobile homes 84 8.6%
Multi-unit buildings 29 3.0%
Non-residential buildings 29 3.0%
Units in multi-unit buildings 1 0.1%

Claims history since 1978

Claims since 1978
1,075
Total paid
$34,316,829
Paid on buildings
$25,788,849
Paid on contents
$8,508,796
NFIP claims filed per year in ZIP 77535, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 11 $72,391
1980 1 $4,236
1981 11 $28,976
1982 2 $3,834
1983 7 $92,521
1984 2 $0
1987 1 $609
1989 18 $136,871
1990 75 $950,692
1991 40 $175,535
1992 61 $648,762
1993 17 $120,573
1994 109 $1,800,876
1995 2 $0
1996 12 $85,419
1997 15 $131,031
1998 66 $716,231
1999 5 $69,909
2000 46 $715,177
2001 20 $85,645
2002 56 $412,726
2003 3 $19,199
2004 7 $33,384
2005 8 $33,707
2006 8 $49,880
2007 8 $174,282
2008 17 $177,999
2009 4 $93,784
2010 1 $0
2012 2 $0
2015 28 $1,231,828
2016 12 $355,264
2017 255 $17,628,070
2018 2 $6,710
2019 120 $7,017,418
2021 1 $0
2023 2 $0
2024 20 $1,243,293

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 255 $17,628,070
2019 120 $7,017,418
1994 109 $1,800,876

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