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Flood Figures

ZIP 77510 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,630 NFIP flood insurance policies are in force in ZIP 77510 (Santa Fe, TX), with 1,570 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,630
Median annual premium
$855
premium only
Median annual cost
$1,082
premium + fees & surcharges
Mean annual premium
$858
premium only
Policies in SFHA zones
8.8%
zones A, AE, AH, AO, V, VE
Building coverage in force
$376,403,200
Contents coverage in force
$144,512,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77510 by rated flood zone
Policies Share Share bar
X 1,457 89.4%
AE 137 8.4%
C 21 1.3%
B 9 0.6%
A01 4 0.2%
A 2 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77510 by occupancy type
Policies Share Share bar
Single-family homes 1,561 95.8%
Non-residential buildings 30 1.8%
Mobile homes 22 1.3%
Multi-unit buildings 15 0.9%
Units in multi-unit buildings 2 0.1%

Claims history since 1978

Claims since 1978
1,570
Total paid
$56,327,733
Paid on buildings
$40,586,219
Paid on contents
$15,681,514
NFIP claims filed per year in ZIP 77510, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 341 $3,430,317
1981 130 $529,879
1982 1 $986
1983 120 $259,221
1984 32 $213,769
1986 19 $70,409
1988 1 $2,258
1989 46 $473,009
1991 5 $27,368
1992 3 $8,197
1995 11 $98,923
1997 2 $4,603
1998 14 $86,196
1999 1 $0
2001 62 $951,829
2002 24 $425,700
2004 2 $1,718
2005 1 $0
2006 2 $4,935
2007 3 $24,091
2008 64 $253,548
2009 3 $3,536
2013 1 $0
2015 2 $16,392
2016 1 $16,500
2017 645 $48,855,911
2018 12 $202,145
2019 3 $13,637
2020 4 $32,847
2021 4 $78,981
2022 1 $30,591
2024 9 $176,631
2025 1 $33,607

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 645 $48,855,911
1979 341 $3,430,317
2001 62 $951,829

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