ZIP 77485 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 216 NFIP flood insurance policies are in force in ZIP 77485 (Wallis, TX), with 219 flood claims recorded since 1978.

Policies & premiums

Policies in force: 216
Median annual premium: $858; premium only
Median annual cost: $1,086; premium + fees & surcharges
Mean annual premium: $907; premium only
Policies in SFHA zones: 69.9%; zones A, AE, AH, AO, V, VE
Building coverage in force: $49,029,000
Contents coverage in force: $13,942,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77485 by rated flood zone
	Policies	Share
AE	139	64.4%
X	65	30.1%
A	12	5.6%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77485 by occupancy type
	Policies	Share
Single-family homes	204	94.4%
Non-residential buildings	6	2.8%
Mobile homes	3	1.4%
Multi-unit buildings	3	1.4%

Claims history since 1978

Claims since 1978: 219
Total paid: $20,583,045
Paid on buildings: $15,998,070
Paid on contents: $4,287,962

NFIP claims filed per year in ZIP 77485, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).

Claims by year (data table)

Year	Claims	Paid
1991	2	$25,803
1993	3	$95,464
1994	6	$194,990
1998	7	$442,969
2001	3	$37,608
2004	3	$84,652
2015	6	$73,813
2016	78	$8,479,175
2017	101	$10,825,069
2019	9	$323,502
2021	1	$0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year	Claims	Paid
2017	101	$10,825,069
2016	78	$8,479,175
1998	7	$442,969

State page: Flood insurance in Texas
Tool: look up another ZIP
Reading: What is the NFIP? · How these figures are computed