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Flood Figures

ZIP 77471 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 912 NFIP flood insurance policies are in force in ZIP 77471 (Rosenberg, TX), with 335 flood claims recorded since 1978.

Policies & premiums

Policies in force
912
Median annual premium
$743
premium only
Median annual cost
$959
premium + fees & surcharges
Mean annual premium
$809
premium only
Policies in SFHA zones
28.6%
zones A, AE, AH, AO, V, VE
Building coverage in force
$217,315,000
Contents coverage in force
$79,734,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77471 by rated flood zone
Policies Share Share bar
X 651 71.4%
AE 247 27.1%
A 14 1.5%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77471 by occupancy type
Policies Share Share bar
Single-family homes 799 87.6%
Non-residential buildings 64 7.0%
Multi-unit buildings 39 4.3%
Mobile homes 10 1.1%

Claims history since 1978

Claims since 1978
335
Total paid
$10,140,578
Paid on buildings
$8,636,815
Paid on contents
$1,402,923
NFIP claims filed per year in ZIP 77471, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 4 $15,983
1980 3 $1,649
1981 2 $3,746
1983 2 $993
1984 1 $2,860
1985 9 $16,221
1987 1 $3,976
1989 2 $22,303
1992 1 $6,117
1994 4 $30,173
1997 3 $18,755
1998 4 $17,992
1999 1 $1,956
2001 3 $0
2002 4 $17,198
2003 2 $8,526
2004 1 $4,207
2005 2 $0
2006 6 $97,674
2008 2 $23,799
2009 1 $16,432
2010 2 $2,069
2012 4 $18,876
2013 1 $3,559
2015 26 $497,340
2016 34 $2,048,521
2017 168 $5,067,699
2018 1 $4,161
2019 36 $2,043,176
2020 1 $12,501
2021 3 $126,876
2024 1 $5,239

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 168 $5,067,699
2016 34 $2,048,521
2019 36 $2,043,176

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