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Flood Figures

ZIP 77459 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 5,547 NFIP flood insurance policies are in force in ZIP 77459 (Missouri City, TX), with 999 flood claims recorded since 1978.

Policies & premiums

Policies in force
5,547
Median annual premium
$813
premium only
Median annual cost
$1,038
premium + fees & surcharges
Mean annual premium
$767
premium only
Policies in SFHA zones
0.7%
zones A, AE, AH, AO, V, VE
Building coverage in force
$1,351,009,000
Contents coverage in force
$536,886,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77459 by rated flood zone
Policies Share Share bar
X 5,507 99.3%
AE 36 0.6%
A 4 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77459 by occupancy type
Policies Share Share bar
Single-family homes 5,437 98.0%
Non-residential buildings 76 1.4%
Units in multi-unit buildings 27 0.5%
Multi-unit buildings 7 0.1%

Claims history since 1978

Claims since 1978
999
Total paid
$13,472,661
Paid on buildings
$10,646,446
Paid on contents
$2,826,214
NFIP claims filed per year in ZIP 77459, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 44 $138,050
1980 2 $0
1981 13 $11,689
1982 5 $1,804
1983 54 $137,265
1984 5 $3,269
1985 16 $45,644
1987 2 $468
1989 22 $28,404
1991 10 $236,725
1992 12 $83,870
1993 2 $4,291
1994 24 $329,730
1995 6 $9,291
1997 9 $34,068
1998 10 $210,246
1999 5 $28,223
2000 1 $0
2001 45 $234,789
2002 6 $4,148
2003 8 $28,631
2004 4 $10,965
2005 4 $0
2006 6 $83,956
2007 6 $15,467
2008 56 $54,227
2009 22 $216,816
2010 6 $25,152
2011 2 $0
2012 3 $7,790
2013 3 $6,555
2014 8 $80,228
2015 38 $538,292
2016 17 $266,664
2017 462 $9,963,772
2018 5 $14,808
2019 5 $26,575
2020 9 $114,234
2021 11 $61,173
2022 4 $0
2024 22 $415,379
2025 3 $0
2026 2 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 462 $9,963,772
2015 38 $538,292
2024 22 $415,379

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