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Flood Figures

ZIP 77441 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 2,467 NFIP flood insurance policies are in force in ZIP 77441 (Fulshear, TX), with 96 flood claims recorded since 1978.

Policies & premiums

Policies in force
2,467
Median annual premium
$858
premium only
Median annual cost
$1,084
premium + fees & surcharges
Mean annual premium
$852
premium only
Policies in SFHA zones
13.3%
zones A, AE, AH, AO, V, VE
Building coverage in force
$607,089,000
Contents coverage in force
$234,778,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77441 by rated flood zone
Policies Share Share bar
X 2,139 86.7%
AE 320 13.0%
A 8 0.3%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77441 by occupancy type
Policies Share Share bar
Single-family homes 2,434 98.7%
Non-residential buildings 23 0.9%
Units in multi-unit buildings 7 0.3%
Multi-unit buildings 2 0.1%
Mobile homes 1 0.0%

Claims history since 1978

Claims since 1978
96
Total paid
$9,019,455
Paid on buildings
$6,952,309
Paid on contents
$2,037,146
NFIP claims filed per year in ZIP 77441, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1991 1 $16,065
1992 2 $61,861
1998 1 $2,623
2008 1 $0
2009 1 $0
2016 7 $114,018
2017 75 $8,687,332
2019 1 $10,934
2020 2 $90,798
2021 2 $35,825
2024 2 $0
2025 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 75 $8,687,332
2016 7 $114,018
2020 2 $90,798

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