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Flood Figures

ZIP 77422 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,393 NFIP flood insurance policies are in force in ZIP 77422 (Brazoria, TX), with 1,430 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,393
Median annual premium
$941
premium only
Median annual cost
$1,207
premium + fees & surcharges
Mean annual premium
$1,204
premium only
Policies in SFHA zones
80.3%
zones A, AE, AH, AO, V, VE
Building coverage in force
$282,474,800
Contents coverage in force
$85,881,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77422 by rated flood zone
Policies Share Share bar
AE 1,083 77.7%
X 271 19.5%
A 21 1.5%
AO 10 0.7%
B 4 0.3%
VE 2 0.1%
AOB 1 0.1%
AH 1 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77422 by occupancy type
Policies Share Share bar
Single-family homes 1,271 91.2%
Mobile homes 88 6.3%
Non-residential buildings 22 1.6%
Multi-unit buildings 12 0.9%

Claims history since 1978

Claims since 1978
1,430
Total paid
$42,751,219
Paid on buildings
$33,212,103
Paid on contents
$9,138,029
NFIP claims filed per year in ZIP 77422, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 160 $749,985
1980 12 $25,198
1981 29 $116,048
1982 12 $31,987
1983 12 $59,627
1984 22 $92,641
1985 2 $3,827
1986 2 $1,837
1987 2 $8,554
1989 6 $49,216
1990 2 $3,305
1991 96 $932,473
1992 8 $25,564
1993 1 $0
1994 12 $184,651
1995 23 $237,548
1996 1 $6,596
1997 1 $0
1998 114 $872,162
1999 2 $1,571
2001 12 $115,273
2002 168 $3,251,452
2003 23 $295,687
2004 4 $34,549
2005 1 $0
2006 22 $447,231
2007 4 $4,912
2008 28 $265,267
2010 9 $69,378
2011 1 $0
2012 10 $146,261
2013 1 $0
2014 3 $20,919
2015 6 $20,025
2016 33 $1,003,047
2017 537 $32,633,689
2018 3 $40,006
2019 12 $362,300
2021 10 $159,188
2022 1 $0
2023 1 $0
2024 22 $479,245

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 537 $32,633,689
2002 168 $3,251,452
2016 33 $1,003,047

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