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Flood Figures

ZIP 77377 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 2,163 NFIP flood insurance policies are in force in ZIP 77377 (Tomball, TX), with 347 flood claims recorded since 1978.

Policies & premiums

Policies in force
2,163
Median annual premium
$663
premium only
Median annual cost
$877
premium + fees & surcharges
Mean annual premium
$699
premium only
Policies in SFHA zones
5.5%
zones A, AE, AH, AO, V, VE
Building coverage in force
$527,531,000
Contents coverage in force
$203,934,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77377 by rated flood zone
Policies Share Share bar
X 2,043 94.5%
AE 119 5.5%
A 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77377 by occupancy type
Policies Share Share bar
Single-family homes 2,093 96.8%
Non-residential buildings 48 2.2%
Multi-unit buildings 10 0.5%
Units in multi-unit buildings 9 0.4%
Mobile homes 3 0.1%

Claims history since 1978

Claims since 1978
347
Total paid
$14,779,773
Paid on buildings
$11,453,454
Paid on contents
$3,296,319
NFIP claims filed per year in ZIP 77377, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 4 $39,793
1981 1 $797
1982 3 $10,298
1983 2 $5,830
1985 3 $106,338
1987 6 $67,606
1989 2 $3,721
1993 1 $2,998
1994 15 $799,870
1995 1 $11,575
1997 1 $7,224
1998 15 $331,355
2000 2 $62,330
2001 36 $974,329
2002 1 $38,961
2003 2 $22,787
2004 3 $28,749
2005 1 $0
2006 18 $644,342
2007 5 $13,717
2008 35 $420,963
2009 4 $37,261
2010 1 $0
2012 13 $316,869
2014 1 $8,497
2015 3 $6,389
2016 85 $5,574,843
2017 69 $4,808,903
2018 2 $75,395
2021 1 $0
2022 1 $0
2023 4 $169,460
2024 6 $188,576

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2016 85 $5,574,843
2017 69 $4,808,903
2001 36 $974,329

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