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Flood Figures

ZIP 77372 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 320 NFIP flood insurance policies are in force in ZIP 77372 (Splendora, TX), with 617 flood claims recorded since 1978.

Policies & premiums

Policies in force
320
Median annual premium
$860
premium only
Median annual cost
$1,103
premium + fees & surcharges
Mean annual premium
$1,101
premium only
Policies in SFHA zones
44.4%
zones A, AE, AH, AO, V, VE
Building coverage in force
$66,119,000
Contents coverage in force
$21,103,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77372 by rated flood zone
Policies Share Share bar
X 178 55.6%
AE 127 39.7%
A 15 4.7%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77372 by occupancy type
Policies Share Share bar
Single-family homes 273 85.3%
Mobile homes 27 8.4%
Non-residential buildings 10 3.1%
Multi-unit buildings 10 3.1%

Claims history since 1978

Claims since 1978
617
Total paid
$20,152,953
Paid on buildings
$15,106,219
Paid on contents
$4,967,134
NFIP claims filed per year in ZIP 77372, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 2 $2,076
1979 32 $283,535
1981 4 $11,719
1982 2 $5,020
1983 33 $298,263
1986 25 $342,223
1987 2 $495
1989 49 $1,099,608
1991 1 $756
1993 8 $72,698
1994 60 $2,159,110
1995 7 $21,833
1996 2 $20,723
1997 10 $97,019
1998 56 $953,250
2001 13 $136,791
2002 7 $72,595
2003 14 $265,216
2004 8 $95,230
2005 3 $7,493
2006 4 $27,858
2007 3 $2,549
2008 14 $255,745
2016 21 $751,099
2017 82 $4,942,075
2018 2 $1,931
2019 123 $6,689,248
2020 1 $0
2023 1 $10,113
2024 28 $1,526,683

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2019 123 $6,689,248
2017 82 $4,942,075
1994 60 $2,159,110

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