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Flood Figures

ZIP 77083 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,158 NFIP flood insurance policies are in force in ZIP 77083 (Houston, TX), with 514 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,158
Median annual premium
$858
premium only
Median annual cost
$1,086
premium + fees & surcharges
Mean annual premium
$972
premium only
Policies in SFHA zones
34.2%
zones A, AE, AH, AO, V, VE
Building coverage in force
$257,121,600
Contents coverage in force
$83,771,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77083 by rated flood zone
Policies Share Share bar
X 762 65.8%
AE 395 34.1%
A 1 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77083 by occupancy type
Policies Share Share bar
Single-family homes 1,082 93.4%
Multi-unit buildings 38 3.3%
Non-residential buildings 36 3.1%
Units in multi-unit buildings 2 0.2%

Claims history since 1978

Claims since 1978
514
Total paid
$7,074,487
Paid on buildings
$5,525,875
Paid on contents
$1,548,612
NFIP claims filed per year in ZIP 77083, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 4 $866
1980 4 $167
1981 9 $10,159
1982 1 $173
1983 7 $2,382
1984 1 $509
1986 1 $0
1988 1 $0
1989 9 $17,964
1992 176 $4,591,513
1993 1 $3,323
1994 1 $1,407
1995 2 $1,035
1997 1 $0
1998 7 $16,023
1999 6 $18,045
2001 7 $4,797
2002 6 $11,817
2003 7 $10,984
2004 2 $5,542
2005 2 $0
2006 4 $18,850
2007 5 $10,141
2008 37 $94,863
2009 23 $173,916
2012 5 $11,278
2013 1 $3,776
2014 1 $2,074
2015 19 $384,009
2016 22 $402,625
2017 114 $1,156,228
2018 1 $0
2019 5 $55,120
2020 6 $51,152
2021 10 $3,495
2023 1 $0
2024 5 $10,257

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
1992 176 $4,591,513
2017 114 $1,156,228
2016 22 $402,625

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