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Flood Figures

ZIP 77066 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,307 NFIP flood insurance policies are in force in ZIP 77066 (Houston, TX), with 1,191 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,307
Median annual premium
$859
premium only
Median annual cost
$1,086
premium + fees & surcharges
Mean annual premium
$957
premium only
Policies in SFHA zones
50.6%
zones A, AE, AH, AO, V, VE
Building coverage in force
$272,204,200
Contents coverage in force
$87,994,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77066 by rated flood zone
Policies Share Share bar
AE 660 50.5%
X 645 49.3%
A 2 0.2%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77066 by occupancy type
Policies Share Share bar
Single-family homes 1,239 94.8%
Non-residential buildings 59 4.5%
Multi-unit buildings 4 0.3%
Units in multi-unit buildings 3 0.2%
Mobile homes 2 0.2%

Claims history since 1978

Claims since 1978
1,191
Total paid
$30,382,969
Paid on buildings
$23,913,599
Paid on contents
$6,469,370
NFIP claims filed per year in ZIP 77066, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 3 $1,237
1980 4 $7,991
1981 2 $905
1983 11 $33,783
1984 35 $266,595
1986 2 $0
1989 19 $55,338
1992 3 $1,747
1993 1 $872
1994 6 $42,947
1997 2 $7,406
1998 5 $17,320
1999 2 $993
2000 6 $959
2001 628 $20,942,158
2002 35 $243,737
2003 11 $32,612
2004 2 $8,224
2005 5 $16,897
2006 6 $19,681
2007 4 $5,234
2008 69 $288,786
2009 3 $0
2011 1 $0
2012 1 $3,561
2013 1 $0
2014 5 $54,095
2015 11 $126,074
2016 139 $4,458,461
2017 130 $3,512,002
2018 2 $0
2019 4 $40,686
2020 4 $3,967
2021 8 $0
2022 1 $0
2023 1 $387
2024 19 $188,313

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2001 628 $20,942,158
2016 139 $4,458,461
2017 130 $3,512,002

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