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Flood Figures

ZIP 77063 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,278 NFIP flood insurance policies are in force in ZIP 77063 (Houston, TX), with 986 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,278
Median annual premium
$853
premium only
Median annual cost
$1,080
premium + fees & surcharges
Mean annual premium
$896
premium only
Policies in SFHA zones
10.0%
zones A, AE, AH, AO, V, VE
Building coverage in force
$285,494,000
Contents coverage in force
$104,992,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77063 by rated flood zone
Policies Share Share bar
X 1,074 84.0%
AE 204 16.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77063 by occupancy type
Policies Share Share bar
Single-family homes 1,002 78.4%
Units in multi-unit buildings 131 10.3%
Multi-unit buildings 107 8.4%
Non-residential buildings 38 3.0%

Claims history since 1978

Claims since 1978
986
Total paid
$55,192,024
Paid on buildings
$42,784,641
Paid on contents
$12,407,383
NFIP claims filed per year in ZIP 77063, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 5 $16,441
1979 22 $68,290
1980 2 $1,620
1981 20 $95,743
1982 5 $9,168
1983 21 $111,267
1984 3 $6,046
1985 1 $1,196
1986 2 $0
1987 2 $2,370
1989 12 $15,362
1990 2 $0
1991 5 $7,033
1992 39 $293,501
1993 1 $0
1994 6 $50,616
1995 1 $0
1997 17 $35,028
1998 27 $422,113
1999 4 $12,798
2000 2 $0
2001 17 $77,772
2002 11 $59,178
2003 7 $138,094
2004 4 $323
2005 5 $55,789
2006 2 $31,778
2007 8 $53,582
2008 53 $1,025,101
2009 100 $2,160,797
2010 5 $5,544
2011 1 $0
2012 6 $24,038
2013 2 $15,785
2014 9 $38,338
2015 81 $3,003,664
2016 72 $2,320,457
2017 373 $43,976,420
2018 2 $6,218
2019 11 $281,230
2020 4 $236,488
2021 1 $0
2024 13 $532,836

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 373 $43,976,420
2015 81 $3,003,664
2016 72 $2,320,457

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