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Flood Figures

ZIP 77062 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 3,040 NFIP flood insurance policies are in force in ZIP 77062 (Houston, TX), with 1,163 flood claims recorded since 1978.

Policies & premiums

Policies in force
3,040
Median annual premium
$858
premium only
Median annual cost
$1,084
premium + fees & surcharges
Mean annual premium
$894
premium only
Policies in SFHA zones
5.3%
zones A, AE, AH, AO, V, VE
Building coverage in force
$727,513,000
Contents coverage in force
$287,547,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77062 by rated flood zone
Policies Share Share bar
X 2,880 94.7%
AE 160 5.3%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77062 by occupancy type
Policies Share Share bar
Single-family homes 2,959 97.3%
Non-residential buildings 49 1.6%
Units in multi-unit buildings 27 0.9%
Multi-unit buildings 5 0.2%

Claims history since 1978

Claims since 1978
1,163
Total paid
$22,184,612
Paid on buildings
$18,074,921
Paid on contents
$4,109,691
NFIP claims filed per year in ZIP 77062, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 202 $312,662
1980 4 $70
1981 7 $5,261
1982 2 $0
1983 47 $44,333
1984 2 $562
1985 9 $1,711
1987 1 $381
1989 104 $41,987
1991 3 $914
1992 4 $3,720
1993 3 $0
1994 4 $2,344
1995 20 $56,783
1997 6 $6,131
1998 18 $14,882
1999 2 $3,469
2000 1 $0
2001 127 $496,341
2002 8 $4,478
2003 1 $0
2004 2 $15,323
2005 6 $0
2006 9 $71,282
2007 3 $6,494
2008 76 $198,701
2009 39 $332,841
2010 2 $5,334
2011 2 $0
2012 8 $38,671
2013 1 $10,510
2014 2 $5,819
2015 92 $2,430,176
2016 2 $10,006
2017 317 $17,961,608
2018 3 $4,746
2019 9 $70,073
2020 3 $0
2021 2 $0
2022 2 $10,614
2023 1 $0
2024 6 $16,387
2025 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 317 $17,961,608
2015 92 $2,430,176
2001 127 $496,341

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