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Flood Figures

ZIP 77058 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 2,636 NFIP flood insurance policies are in force in ZIP 77058 (Houston, TX), with 2,065 flood claims recorded since 1978.

Policies & premiums

Policies in force
2,636
Median annual premium
$968
premium only
Median annual cost
$1,218
premium + fees & surcharges
Mean annual premium
$1,446
premium only
Policies in SFHA zones
62.4%
zones A, AE, AH, AO, V, VE
Building coverage in force
$571,830,000
Contents coverage in force
$171,394,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77058 by rated flood zone
Policies Share Share bar
AE 1,597 60.6%
X 814 30.9%
VE 225 8.5%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77058 by occupancy type
Policies Share Share bar
Single-family homes 1,551 58.8%
Multi-unit buildings 718 27.2%
Units in multi-unit buildings 222 8.4%
Non-residential buildings 145 5.5%

Claims history since 1978

Claims since 1978
2,065
Total paid
$66,833,522
Paid on buildings
$49,543,427
Paid on contents
$16,858,594
NFIP claims filed per year in ZIP 77058, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 359 $4,992,911
1980 10 $12,952
1981 23 $17,141
1982 4 $2,233
1983 172 $4,863,151
1984 4 $2,267
1985 5 $3,958
1987 1 $0
1988 2 $1,000
1989 153 $819,611
1991 4 $0
1992 3 $0
1993 8 $7,178
1994 10 $13,660
1995 49 $249,229
1997 8 $64,892
1998 110 $2,109,077
2000 1 $0
2001 177 $2,181,004
2002 2 $10,475
2003 11 $67,869
2005 2 $0
2006 6 $74,327
2007 3 $0
2008 488 $31,740,729
2009 53 $704,314
2012 1 $0
2013 1 $1,259
2014 3 $17,470
2015 24 $633,133
2016 4 $15,196
2017 348 $18,126,425
2019 2 $0
2020 1 $0
2021 5 $25,809
2023 1 $0
2024 7 $76,251

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2008 488 $31,740,729
2017 348 $18,126,425
1979 359 $4,992,911

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